Employment Insurance (EI) Premiums 2025

EI premium rates, maximum insurable earnings, and benefit eligibility for Canadian employees in 2025.

2025 EI Rates

• Employee rate: 1.64% of insurable earnings.
• Maximum insurable earnings: $65,700.
• Maximum annual employee premium: $1,077.48.
• Employer rate: 1.4x employee rate (2.296%).
• Quebec: Reduced EI rate due to QPIP (Quebec Parental Insurance Plan).

EI provides temporary income support for unemployment, parental leave, sickness, and caregiving.